Author name: Jessica Watson

joint taxes and separate finances
Finance

Are Joint Taxes But Separate Finances Smart?

I was catching up with a friend the other day, and she dropped a stat that stuck with me: about 43% of married couples in the U.S. file joint taxes, according to some 2024 tax data I saw floating around. But here’s the twist—she and her husband file joint taxes while keeping their bank accounts

Front Investing App
Finance

5 Reasons to Try the Front Investing App

I was chatting with a friend the other night, and he mentioned how overwhelmed he’s been trying to keep up with his investments—Robinhood here, Coinbase there, a little Webull on the side. Sound familiar? A 2024 survey I stumbled across said over 60% of new investors feel lost juggling multiple platforms. That’s when I started

Passion projects
Insurance

How Passion Projects Build Financial Security

Did you know that, as of 2024, over 40% of Americans have a side hustle, according to a Bankrate survey? I stumbled across that stat last week while scrolling through some financial blogs, and it got me thinking. A lot of those gigs probably started as something people just loved doing—maybe tinkering with a guitar,

Mutual funds and ETFs
Finance

How Mutual Funds and ETFs Build Wealth

The world of investing is more open than ever. Modern tools make it easy to start. You can now build a diversified portfolio with just a few clicks. Two popular options are mutual funds and ETFs. Both can help you grow your money in a simple way. But you still need to ask—which one fits

Roth Conversion Ladders
Finance

How do Roth Conversion Ladders Work?

A few years ago, I was sitting with a buddy who’d just quit his 9-to-5 at 45, grinning like he’d cracked some secret code. He had—Roth conversion ladders. A 2024 Forbes piece pegged over 40 million Americans with traditional IRAs, and Kiplinger noted in March 2025 that more are eyeing this strategy to tap retirement

Financial self-advocacy
Finance

What Is Financial Self-Advocacy?

A couple of years ago, I was grabbing lunch with a friend who’d just gotten a raise—except she didn’t know it for three months because her boss “forgot” to tell her. She only found out after casually asking about a payroll glitch. That’s when it hit me: if you don’t speak up for your money,

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